Stablecoins

25 articles tagged Stablecoins.

Articles

Showing 1–12 of 25

Regulation

The OCC finished a GENIUS Act rule. It is not a licence, and the application window is not open.

On 21 October 2026 the OCC adopted the rule that implements the GENIUS Act for issuers it supervises. The statute and the rule take effect on 18 January 2027. Filing to become an issuer is a later announcement.EasyCryptoGuides · 21 Oct 2026, 16:00 UTC · 4 min read

Regulation

OFAC blocked the A7 network. A7A5 is a ruble token, not a dollar.

On 1 October 2026 OFAC sanctioned the A7 network as a transnational criminal organization. A7A5, issued by an already designated firm, is a blocked ruble-backed token. A proposed FinCEN special measure is not yet in force.EasyCryptoGuides · 1 Oct 2026, 16:00 UTC · 4 min read

Regulation

Treasury published the GENIUS Act’s state forms. A form is not a licence.

On 30 September 2026 Treasury published an interim final rule, FR Doc. 2026-19966, for states that want their stablecoin regimes treated as substantially similar to the GENIUS Act. The Act’s own start date is still 18 January 2027.EasyCryptoGuides · 30 Sept 2026, 15:00 UTC · 3 min read

Crypto Basics

What is a stablecoin?

Stablecoins are how a lot of crypto activity avoids living entirely in volatile units. They are also how people forget that “stable” is a product claim, not a law of nature.EasyCryptoGuides · 7 Aug 2026 · 4 min read

Regulation

The GENIUS Act is a stablecoin statute. It is not MiCA, and it is not a dollar.

On 18 July 2025 the US president signed the GENIUS Act, the first federal statute aimed at payment stablecoins. Reserves and licences are the plot — not a promise that every dollar token is interchangeable.EasyCryptoGuides · 18 Jul 2025, 19:00 UTC · 2 min read

Companies

Circle went public. USDC is still a company token.

Circle Internet Group began trading on the New York Stock Exchange on 5 June 2025. That is a company event for the firm behind USDC — not a change to the token’s contract.EasyCryptoGuides · 5 Jun 2025, 16:00 UTC · 2 min read

Crypto Basics

What is PayPal USD (PYUSD)?

PYUSD launched on 7 August 2023. Paxos issues it and holds the reserves. PayPal distributes it. The issuer can freeze an address. A balance inside the PayPal app is still PayPal’s ledger until you withdraw.EasyCryptoGuides · 10 Aug 2023 · 2 min read

Companies

PayPal’s PYUSD is another company dollar token

PYUSD is redeemable 1:1 in the brochure, backed by cash and short-term Treasuries, and overseen as a Paxos product under NYDFS. Stable is still a claim.EasyCryptoGuides · 7 Aug 2023, 14:00 UTC · 1 min read

Crypto Basics

What is GHO?

Aave minted GHO on Ethereum on 15 July 2023. Facilitators mint it up to a bucket the DAO sets. The borrow rate is a governance number, not a pool-utilisation curve. The launch discount for staked AAVE has been retired.EasyCryptoGuides · 17 Jul 2023 · 2 min read

Crypto Basics

What is First Digital USD (FDUSD)?

First Digital announced FDUSD for 1 June 2023. FD121 Limited issues it. A trust company says it holds reserves apart from its own assets. There is no fixed cap. A token in a wallet is not a dollar in your bank.EasyCryptoGuides · 2 Jun 2023 · 1 min read

Markets

USDC’s wobble was a banking story wearing a token’s ticker

A regulated dollar token left $1 on a Saturday because a chunk of its cash was at a bank in receivership. Stablecoins run on banking hours even when the chain does not.EasyCryptoGuides · 11 Mar 2023, 08:00 UTC · 2 min read

Crypto Basics

What is Euro Coin (EURC)?

Circle launched Euro Coin on Ethereum on 30 June 2022. The early ticker was EUROC. This page uses EURC. Circle says euros in bank accounts back it, and that customers it allows can redeem one for one. It is not USDC.EasyCryptoGuides · 1 Jul 2022 · 1 min read